Bring Home Maruti Suzuki Ertiga with ₹1 Lakh Down Payment: Maruti Suzuki Ertiga is one of the most loved MPVs in India, widely known for its affordability, spacious design, and excellent mileage. If you are planning to buy this family-friendly car and want to know the financial options, this article will guide you through everything, including the car’s features, pricing, and EMI calculations. Let’s dive into how you can bring this stylish MPV home with just ₹1 lakh down payment and explore its financing options in detail.
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Premium Features of Maruti Suzuki Ertiga
The Maruti Suzuki Ertiga stands out for its performance, comfort, and modern features. This MPV is perfect for large families who want a comfortable and stylish car without breaking the bank. Below are its key features:
Engine and Power
The Ertiga is powered by a 1.5-litre petrol engine that produces 103 BHP of power and 137 Nm of torque. You can choose between a manual transmission or an automatic transmission, depending on your preference. The engine is designed to offer a smooth driving experience both in the city and on highways.
Fuel Efficiency
Maruti Suzuki Ertiga offers an impressive mileage, making it economical for everyday use:
- Petrol Variant: Delivers a mileage of 20.51 km/l, making it one of the most fuel-efficient MPVs in the market.
- CNG Variant: Provides a mileage of 26.11 km/kg, ideal for those looking to save on running costs.
Comfortable Interiors and Spacious Design
Ertiga’s interiors are designed to provide maximum comfort. With a 7-seater configuration, it is an ideal car for long family trips. The premium upholstery adds to the luxury feel, while the spacious legroom ensures comfort for all passengers.
Modern Safety Features
Safety is a priority in the Ertiga. Some of the key safety features include:
- Dual Airbags for driver and co-passenger.
- ABS with EBD to ensure better control during sudden braking.
- Rear Parking Sensors for effortless parking.
- Hill-Hold Assist for additional safety on slopes.
Advanced Infotainment System
The car comes with a 7-inch touchscreen infotainment system equipped with Android Auto and Apple CarPlay for seamless smartphone connectivity. It also supports voice commands, making it convenient to access navigation or control music on the go.
Pricing Details of Maruti Suzuki Ertiga
The ex-showroom price of the Maruti Suzuki Ertiga starts at ₹8.64 lakh and goes up to ₹13.08 lakh, depending on the variant you choose. However, the on-road price may vary based on your location and additional charges like registration, insurance, and taxes.
EMI Breakdown for ₹8 Lakh Loan
If you are planning to finance your car with an ₹8 lakh loan, your EMI will depend on the tenure and the interest rate offered by your bank. Below is a detailed breakdown:
For 3 Years (36 Months)
- Interest Rate: 8% per annum
- Monthly EMI: ₹25,000 approx.
- Total Payment: ₹9 lakh
- Advantages: Shorter tenure reduces overall interest but increases monthly EMI.
For 5 Years (60 Months)
- Interest Rate: 8.5% per annum
- Monthly EMI: ₹16,500 approx.
- Total Payment: ₹9.9 lakh
- Best For: Most popular tenure as it balances EMI affordability and total interest.
For 7 Years (84 Months)
- Interest Rate: 9% per annum
- Monthly EMI: ₹13,000 approx.
- Total Payment: ₹10.9 lakh
- Advantages: Lower monthly EMI but higher overall interest payment.
Pro Tip: Always choose your loan tenure based on your income and monthly budget to avoid financial strain.
Why Ertiga is a Great Choice for Families
The Maruti Suzuki Ertiga ticks all the right boxes for Indian families. It’s affordable, feature-rich, and fuel-efficient. Here are some reasons why it’s a smart buy:
- Affordable EMI Options: Flexible loan tenures ensure it fits into your budget.
- Spacious Interiors: Perfect for families with up to 7 members.
- Low Running Costs: Fuel-efficient engine and CNG variant ensure long-term savings.
- Trusted Brand: Maruti Suzuki’s strong service network and resale value make the Ertiga a worry-free purchase.
Tips for Choosing the Right Finance Plan
Buying a car is a significant financial decision, and choosing the right finance plan is crucial. Here are some tips to keep in mind:
- Down Payment: Opt for a higher down payment if possible, as it reduces your loan amount and EMI.
- Loan Tenure: A shorter tenure reduces total interest but increases EMI. Choose based on your financial stability.
- Interest Rate Comparison: Compare interest rates from multiple lenders before finalizing the loan.
- Prepayment Options: Check if your loan allows prepayment without penalties to save on interest.
Conclusion: Maruti Suzuki Ertiga Finance Plan
The Maruti Suzuki Ertiga is undoubtedly one of the best MPVs for Indian families. Whether it’s the spacious design, modern features, or affordable financing options, the Ertiga offers incredible value for money. With EMI options ranging from ₹13,000 to ₹25,000, you can choose a plan that suits your budget.
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So, if you’re looking for a stylish, comfortable, and family-friendly car, the Maruti Suzuki Ertiga is the perfect choice. Don’t wait—visit your nearest Maruti Suzuki dealership and bring home this incredible MPV with just ₹1 lakh down payment!
